/* ============================================================
   Money Wealth Track — Custom Stylesheet
   ============================================================ */
:root {
  --primary: #0f172a;
  --primary-dark: #020617;
  --secondary: #1e3a8a;
  --accent: #f59e0b;
  --accent-dark: #d97706;
  --light: #f8fafc;
  --white: #ffffff;
  --text: #334155;
  --text-dark: #1e293b;
  --muted: #64748b;
  --gray: #94a3b8;
  --border: #e2e8f0;
  --success: #10b981;
  --danger: #ef4444;
  --shadow: 0 10px 30px -10px rgba(15, 23, 42, 0.12);
  --shadow-lg: 0 20px 40px -10px rgba(15, 23, 42, 0.18);
  --radius: 14px;
  --transition: all 0.35s ease;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  line-height: 1.7;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  display: block;
}

.section {
  padding: 80px 0;
}

.section-title {
  text-align: center;
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 18px;
  letter-spacing: -0.5px;
}

.section-subtitle {
  text-align: center;
  color: var(--muted);
  font-size: 1.1rem;
  max-width: 700px;
  margin: 0 auto 55px;
  line-height: 1.7;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 30px;
  font-size: 1rem;
  font-weight: 600;
  border-radius: var(--radius);
  border: none;
  cursor: pointer;
  transition: var(--transition);
  text-align: center;
  gap: 8px;
}

.btn-primary {
  background: var(--secondary);
  color: var(--white);
}

.btn-primary:hover {
  background: var(--primary);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(30, 58, 138, 0.35);
}

.btn-accent {
  background: var(--accent);
  color: var(--white);
}

.btn-accent:hover {
  background: var(--accent-dark);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(245, 158, 11, 0.35);
}

.btn-outline {
  background: transparent;
  color: var(--secondary);
  border: 2px solid var(--secondary);
}

.btn-outline:hover {
  background: var(--secondary);
  color: var(--white);
}

/* Container */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== Navbar ===== */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
  z-index: 1000;
  transition: var(--transition);
}

.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.6px;
}

.logo-icon {
  width: 34px;
  height: 34px;
  background: var(--secondary);
  color: var(--white);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 900;
  font-size: 1.1rem;
}

.logo-text span {
  color: var(--accent);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
}

.nav-links a {
  color: var(--text-dark);
  font-weight: 500;
  font-size: 0.95rem;
  transition: var(--transition);
}

.nav-links a:hover {
  color: var(--secondary);
}

.nav-btn {
  margin-left: 10px;
}

.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
}

.mobile-toggle span {
  width: 26px;
  height: 3px;
  background: var(--text-dark);
  border-radius: 2px;
  transition: var(--transition);
}

/* ===== Hero ===== */
.hero {
  position: relative;
  padding: 160px 0 110px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 60%, #1e40af 100%);
  color: var(--white);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  top: -10%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.hero .container {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.hero h1 {
  font-size: 3.2rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 22px;
  letter-spacing: -1px;
}

.hero h1 span {
  color: var(--accent);
}

.hero p {
  font-size: 1.15rem;
  color: #cbd5e1;
  margin-bottom: 30px;
  line-height: 1.8;
  max-width: 520px;
}

.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.hero-image {
  position: relative;
  height: 420px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero-image img {
  position: relative;
  z-index: 1;
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  animation: floaty 6s ease-in-out infinite;
}

@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50%      { transform: translateY(-12px); }
}

@media (prefers-reduced-motion: reduce) {
  .hero-image img { animation: none; }
}

.hero-image-content {
  position: relative;
  z-index: 2;
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
}

.stat-card {
  text-align: center;
  padding: 20px;
}

.stat-card .number {
  display: block;
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent);
}

.stat-card .label {
  font-size: 0.85rem;
  color: #cbd5e1;
  margin-top: 6px;
}

/* ===== Services Section ===== */
.services {
  background: var(--light);
}

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 28px;
}

.service-card {
  background: var(--white);
  padding: 0 0 32px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  transition: var(--transition);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.service-media {
  width: 100%;
  height: 175px;
  overflow: hidden;
  margin-bottom: 24px;
  background: var(--primary);
  flex-shrink: 0;
}

.service-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: var(--transition);
}

.service-card:hover .service-media img {
  transform: scale(1.06);
}

/* inner content keeps its padding now that the card itself is flush */
.service-card > .service-icon,
.service-card > h3,
.service-card > p,
.service-card > a {
  margin-left: 26px;
  margin-right: 26px;
}

.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--accent);
}

.service-icon {
  width: 56px;
  height: 56px;
  background: #eff6ff;
  color: var(--secondary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 20px;
  transition: var(--transition);
}

.service-card:hover .service-icon {
  background: var(--accent);
  color: var(--white);
}

.service-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
}

.service-card p {
  font-size: 0.95rem;
  color: var(--muted);
  margin-bottom: 24px;
  line-height: 1.6;
}

.service-card .btn-sm {
  padding: 10px 20px;
  font-size: 0.85rem;
  font-weight: 600;
  width: 100%;
  background: var(--secondary);
  color: var(--white);
  border-radius: 10px;
}

.service-card .btn-sm:hover {
  background: var(--primary);
}

.btn-sm {
  padding: 10px 22px;
  font-size: 0.875rem;
  font-weight: 600;
  border-radius: 10px;
}

/* ===== About Section ===== */
.about {
  background: var(--white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.about-image {
  position: relative;
  height: 420px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.about-image::before {
  content: "";
  position: absolute;
  inset: -10px;
  background: linear-gradient(135deg, var(--secondary), var(--accent));
  border-radius: var(--radius);
  z-index: 0;
}

.about-image img {
  position: relative;
  z-index: 1;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-content h2 {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 22px;
}

.about-content p {
  color: var(--text);
  margin-bottom: 18px;
  font-size: 1.05rem;
}

.check-list {
  margin-top: 28px;
}

.check-list li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 14px;
  font-size: 1rem;
  color: var(--text);
}

.check-list li i {
  color: var(--success);
  font-size: 1.1rem;
  margin-top: 2px;
}

/* ===== Testimonials ===== */
.testimonials {
  background: var(--light);
}

.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
}

.testimonial-card {
  background: var(--white);
  padding: 32px 28px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: 0 4px 12px rgba(0,0,0,0.04);
}

.testimonial-card p {
  font-size: 1rem;
  color: var(--text);
  margin-bottom: 22px;
  line-height: 1.7;
  font-style: italic;
}

.testimonial-author {
  font-weight: 700;
  color: var(--text-dark);
  font-size: 1rem;
}

.testimonial-card .stars {
  margin-bottom: 14px;
  color: var(--accent);
  font-size: 1.1rem;
}

/* ===== Blog Section ===== */
.latest-blog {
  background: var(--white);
}

.blog-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 28px;
}

.blog-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: var(--transition);
}

.blog-card:hover {
  box-shadow: var(--shadow);
  border-color: var(--secondary);
  transform: translateY(-4px);
}

.blog-image {
  height: 200px;
  overflow: hidden;
}

.blog-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: var(--transition);
}

.blog-card:hover .blog-image img {
  transform: scale(1.05);
}

.blog-content {
  padding: 22px;
}

.blog-content h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 10px;
  transition: var(--transition);
}

.blog-card:hover h3 {
  color: var(--secondary);
}

.blog-content p {
  color: var(--muted);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 16px;
}

.blog-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
  color: var(--secondary);
  font-size: 0.95rem;
}

.blog-link:hover {
  color: var(--accent);
}

/* ===== CTA Section ===== */
.cta {
  background: linear-gradient(135deg, var(--secondary) 0%, var(--primary) 100%);
  color: var(--white);
  text-align: center;
  padding: 90px 0;
}

.cta h2 {
  font-size: 2.4rem;
  font-weight: 800;
  margin-bottom: 16px;
}

.cta p {
  font-size: 1.15rem;
  color: #cbd5e1;
  margin-bottom: 30px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

/* ===== Contact ===== */
.contact {
  background: var(--light);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 45px;
  align-items: start;
}

.contact-info h2 {
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 22px;
}

.contact-info p {
  color: var(--text);
  margin-bottom: 26px;
  font-size: 1.05rem;
  line-height: 1.7;
}

.contact-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 22px;
}

.contact-item i {
  color: var(--secondary);
  font-size: 1.2rem;
  margin-top: 4px;
  min-width: 24px;
}

.contact-item div strong {
  display: block;
  color: var(--text-dark);
  font-size: 1rem;
}

.contact-item div span {
  color: var(--muted);
  font-size: 0.95rem;
}

.contact-form {
  background: var(--white);
  padding: 36px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
  font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 10px;
  font-size: 0.95rem;
  font-family: inherit;
  transition: var(--transition);
  background: var(--white);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--secondary);
  box-shadow: 0 0 0 4px rgba(30, 58, 138, 0.1);
}

.form-group textarea {
  min-height: 120px;
  resize: vertical;
}

.form-message {
  margin-top: 16px;
  padding: 12px 16px;
  border-radius: 10px;
  font-size: 0.95rem;
  display: none;
}

.form-message.success {
  background: #d1fae5;
  color: #065f46;
  border: 1px solid #a7f3d0;
}

.form-message.error {
  background: #fee2e2;
  color: #991b1b;
  border: 1px solid #fecaca;
}

/* ===== Footer ===== */
footer {
  background: var(--primary-dark);
  color: var(--white);
  padding: 60px 0 28px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}

.footer-brand .logo {
  color: var(--white);
  margin-bottom: 16px;
}

.footer-brand p {
  color: #94a3b8;
  font-size: 0.95rem;
  line-height: 1.7;
  max-width: 260px;
}

.footer-col h4 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 20px;
}

.footer-col ul li {
  margin-bottom: 14px;
}

.footer-col ul li a {
  color: #94a3b8;
  font-size: 0.95rem;
  transition: var(--transition);
}

.footer-col ul li a:hover {
  color: var(--accent);
  padding-left: 6px;
}

.footer-bottom {
  border-top: 1px solid #334155;
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.9rem;
  color: #94a3b8;
}

/* ===== Page Header ===== */
.page-header {
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
  color: var(--white);
  padding: 110px 0 70px;
  text-align: center;
}

.page-header h1 {
  font-size: 2.75rem;
  font-weight: 800;
  margin-bottom: 14px;
}

.page-header p {
  font-size: 1.2rem;
  color: #cbd5e1;
}

/* ===== Services Page Detail ===== */
.services-detail {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: start;
}

.services-detail h2 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 18px;
}

.services-detail h2 span {
  color: var(--secondary);
}

.services-detail p {
  color: var(--text);
  margin-bottom: 16px;
  line-height: 1.75;
}

.service-list li {
  margin-bottom: 14px;
  font-size: 1rem;
  color: var(--text);
  padding-left: 24px;
  position: relative;
}

.service-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 10px;
  height: 10px;
  background: var(--accent);
  border-radius: 50%;
}

/* ===== Blog Pages ===== */
.blog-post {
  max-width: 780px;
  margin: 0 auto;
}

.blog-post header {
  text-align: center;
  margin-bottom: 40px;
}

.blog-post h1 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 18px;
  line-height: 1.3;
}

.blog-post .excerpt {
  font-size: 1.15rem;
  color: var(--muted);
  text-align: center;
  margin-bottom: 35px;
  line-height: 1.7;
}

.blog-post .post-image {
  width: 100%;
  height: 400px;
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 40px;
  border: 1px solid var(--border);
}

.blog-post .post-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.blog-post p {
  margin-bottom: 24px;
  font-size: 1.08rem;
  line-height: 1.85;
  color: var(--text);
}

.blog-post strong {
  color: var(--text-dark);
}

.back-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 40px;
  font-weight: 600;
  color: var(--secondary);
}

.back-link:hover {
  color: var(--accent);
}

/* ===== Newsletter Pages ===== */
.newsletter-page {
  max-width: 520px;
  margin: 60px auto;
  padding: 0 24px;
}

.newsletter-card {
  background: var(--white);
  padding: 48px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  box-shadow: var(--shadow);
  text-align: center;
}

.newsletter-card h1 {
  font-size: 2rem;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 14px;
}

.newsletter-card p {
  color: var(--muted);
  margin-bottom: 32px;
  font-size: 1.05rem;
}

.newsletter-card .form-group {
  margin-bottom: 22px;
}

/* ===== Responsive ===== */
@media (max-width: 992px) {
  .nav-links {
    display: none;
  }

  .mobile-toggle {
    display: flex;
  }

  .hero .container {
    grid-template-columns: 1fr;
    text-align: center;
  }

  .hero h1 {
    font-size: 2.6rem;
  }

  .hero p {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-actions {
    justify-content: center;
  }

  .hero-image {
    order: -1;
  }

  .about-grid,
  .contact-grid,
  .services-detail {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .about-image {
    height: 320px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .section-title {
    font-size: 1.9rem;
  }

  .page-header h1 {
    font-size: 2.2rem;
  }
}

@media (max-width: 576px) {
  .hero h1 {
    font-size: 2.1rem;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 14px;
    text-align: center;
  }

  .contact-form {
    padding: 24px;
  }

  .newsletter-card {
    padding: 32px 22px;
  }

  .section {
    padding: 60px 0;
  }
}

.nav-links.show {
  display: flex;
  position: absolute;
  top: 72px;
  left: 0;
  width: 100%;
  background: var(--white);
  flex-direction: column;
  padding: 24px;
  gap: 16px;
  border-bottom: 1px solid var(--border);
  box-shadow: var(--shadow);
}
/* ============================================================
   Page imagery (banners, service cards, newsletter pages)
   ============================================================ */
.page-banner {
  margin: 32px auto 0;
  max-width: 780px;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  line-height: 0;
}

.page-banner img {
  width: 100%;
  height: auto;
  max-height: 320px;
  object-fit: cover;
  display: block;
}

.newsletter-media {
  width: 100%;
  border-radius: calc(var(--radius) - 4px);
  overflow: hidden;
  margin-bottom: 26px;
  line-height: 0;
  background: var(--light);
}

.newsletter-media img {
  width: 100%;
  height: auto;
  max-height: 240px;
  object-fit: cover;
  display: block;
}

/* keep service card copy readable next to the new media block */
.service-card .service-icon {
  width: 48px;
  height: 48px;
  font-size: 1.25rem;
  margin-bottom: 16px;
}

@media (max-width: 576px) {
  .service-media { height: 150px; }
  .page-banner { margin-top: 22px; }
}